Homeowners’ Rights

Delayed Mortgage Payments

Some private banks are allowing homeowners to delay paying mortgages. Check with your bank about whether this is an option. Fannie Mae and Freddie Mac have tools to look up whether your loan qualifies for delayed payments.

No Credit Damage, No Fees, No Foreclosures

The governor has directed state-regulated banks not to report late payments to credit agencies, not to charge late payment fees, and not to start foreclosures.

Liens Extended

If the city gave you a 60-day or 90-day lien sale warning, the deadline is now postponed. If you can pay all or part of what you owe, enter into a payment agreement plan.